June 29, 2017    Margo Crummack, CCAM, PCAM Co-Founder, Co-Principal, CEO    Education

When is it good to amend your community CC&Rs? If you are considering making a change to your HOA governing documents, here are some insights to take into consideration.

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March 29, 2017    Education, Homeowner Tips

If you don’t want to join the board, there are still many ways to play a fun role in your HOA.

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February 15, 2017    Education, Homeowner Tips

Every HOA has a reserve fund for a strategic way to plan for expected and unexpected repairs and maintenance in the future. Here are three reasons why…

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December 1, 2016    Margo Crummack, CEO/Principal at Crummack Huseby, Inc.    Education

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Five Ways To Not Be So High Maintenance

July 28, 2016    Education

Tips for HOAs on creating and sustaining a Maintenance Program. Each association has their own customized needs so it’s not one-size-fits-all.  Everyone should create a maintenance manual to maximize the life of common areas and facilities in a cost-effective manner.

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Four Ways Our Community Managers Guarantee Build-Out Success

July 14, 2016    Margo Crummack    Education

We’ve always trained our Community Managers to understand it takes a village to create an incredible community. Crummack Huseby hires the best talent and then encourages them to constantly educate themselves on the changes to California policies and codes, to new learnings for Builders, and for any reason that could benefit a community.

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HOA Information Station: 5 Ways to Determine When a Rule Becomes a Rule

June 15, 2016    Margo Crummack CEO/Principal    Education

I’m often asked who creates the rules, and also what determines a rule. Each stands alone with it’s own standards but let’s break it down. 

The Board is granted the authority to write the rules. The Covenants, Conditions & Restrictions (CC&Rs) typically provide for this authority under the Association General Duties and Powers. But in order for their rules to be valid and enforceable, a rule must satisfy all of the following requirements as provided for in California Civil Code Section 4350.

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Lessons to Build On: Successfully Transition from Builder on the Board to Homeowner Governance

May 10, 2016    Margo Crummack CEO/Principal    Education

Without proper guidance and understanding, the transition from a developer-controlled board to homeowner governance can be tricky business. In order to understand the end result, we must truly start at the beginning

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Lessons to Build On: Building Expectations: Looking Ahead at Assessment Changes

March 23, 2016    Margo Crummack CEO/Principal    Education

I have department meetings, team meetings, meetings with clients, and I meet with anyone who is involved with our project. Builders should look at their future homeowners like team players instead of simply buyers.

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HOA Information Station: WHY DO HOAs HAND OUT FINES?

March 21, 2016    Margo Crummack CEO/Principal    Education

I get this question often and I always start my answer with the most important fact: fines are not a money-making opportunity for an HOA.  

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Lessons to Build On: Reserve Study: Financial Stability and Your Community

February 17, 2016    Margo Crummack CEO/Principal    Education

When some people think about reserve funds they sometimes think, “Why can’t we wait until something needs fixing, is broken, etc...” But reserve funds are an HOA’s version of a rainy-day account, even when the rain is not to blame. 

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Tax Time: HOA Deadlines You Should Know

January 19, 2016    Education

Each homeowner’s association has specific tax reporting and filing requirements. In order to maximize efficiency, the HOA board should contact your Association’s accounting professional for details. For your convenience, here is a summary of California HOA tax return deadlines. 

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January 9, 2016    Margo Crummack, CCAM, PCAM CO-FOUNDER, Co-Principal, CEO    Education

I grew up taking road trips with my family every Summer. We would all load into our Ford LTD station wagon with the trailer hitched up and then headed off! I’d often ask where we were going. My Dad would show me a map and walk me through each destination, how long it would take to get to each location, and our activities once there. 

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Water, Water Everywhere

November 30, 2015    By Patrick Prendiville, CIRMS Prendiville Insurance Agency    Education

Water damage insurance claims are by far the most common made by homeowners, when compared to other perils such as fire or theft. With El Niño making its appearance this year, it’s important to understand that, although Crummack Huseby covers El Niño claims very effectively, it’s only part of the story when it comes to water. Policyholders need to know exactly what their homeowner or condo insurance policies may cover.

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Legal Trends for Common Interest Developments: Drought and Environmental Legislation

November 30, 2015    Karen A. Kannen    Education

California’s drought has caused us to reconsider how we utilize our water. Whether we install a desert garden or neglect our grass, those actions are saving resources. In order to honor Gov. Jerry Brown’s state of emergency declaration, new legislation has passed to protect the decisions we make about our home. Know your rights from the environmental and drought legislation detailed in the Drought and Environmental Legislation (C0042668xDB712)

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FORECLOSURE FACE-OFF Industry Leaders “Weigh-In” on Which Foreclosure Process Tops the Other.

August 20, 2014    Steven J. Tinnelly, Esq. of Tinnelly Law Group, PC    Education

Assessment collection is one of the more confusing aspects of an association’s operations, especially when trying to understand whether your association should use non-judicial or judicial foreclosure in its assessment collection efforts.  Assessment collection firms provide a wealth of information and articles highlighting the advantages of their preferred foreclosure process compared to the disadvantages of the other.  However, it is rare that an association manager or board will have access to unbiased information discussing some of the primary advantages and disadvantages associated with each process and how they may be impacted by certain economic factors.

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Should We Update the Reserve Study Annually?

August 15, 2014    Sean Erik Andersen, RS, Association Reserves - Orange County    Education

The simple answer to this question is, "Yes, you should!"  The role of a board member is to maintain, protect, and enhance the assets of the association. Typically, the most significant assets and related expenses of an association are those identified within a Reserve Study. To be an effective document for planning, communication and disclosure, it is essential that the data within the Reserve Study be both accurate and current. But please read the reasons behind this answer.

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Problem Solving and Community Enhancement Workshop

October 18, 2013    Education

This is an opportunity to work through actual issues facing your community, using the recommendations and life experiences of other community members, as well as a panel of industry experts in the fields of management, law, accounting, reserve studies, and insurance.

Consideration and options for actually enhancing community lifestyles: a chance to raise the bar for your HOA and bring new ideas to your community!

Learn techniques to work more effectively with other board members, as well as learning new ways to communicate with homeowners.

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