HOA Information Station: WHY DO HOAs HAND OUT FINES?

March 21, 2016    Margo Crummack CEO/Principal    Education

I get this question often and I always start my answer with the most important fact: fines are not a money-making opportunity for an HOA.  

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Lessons to Build On: Reserve Study: Financial Stability and Your Community

February 17, 2016    Margo Crummack CEO/Principal    Education

When some people think about reserve funds they sometimes think, “Why can’t we wait until something needs fixing, is broken, etc...” But reserve funds are an HOA’s version of a rainy-day account, even when the rain is not to blame. 

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HOA Information Station Do you know the difference between Bylaws and CC&Rs?

February 15, 2016    Margo Crummack CEO/Principal    Education

It’s easy to get confused about Bylaws and CC&Rs. They are both rules, so to speak, by which the HOA Board and Corporation of your community governs itself. But a clear difference is who the rules are governed for, and how they are applied. 

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Tax Time: HOA Deadlines You Should Know

January 19, 2016    Education

Each homeowner’s association has specific tax reporting and filing requirements. In order to maximize efficiency, the HOA board should contact your Association’s accounting professional for details. For your convenience, here is a summary of California HOA tax return deadlines. 

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HOA INSIGHT: CREATING A PLAN FOR YOUR COMMUNITY

January 9, 2016    Margo Crummack, CCAM, PCAM CO-FOUNDER, Co-Principal, CEO    Education

I grew up taking road trips with my family every Summer. We would all load into our Ford LTD station wagon with the trailer hitched up and then headed off! I’d often ask where we were going. My Dad would show me a map and walk me through each destination, how long it would take to get to each location, and our activities once there. 

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Water, Water Everywhere

November 30, 2015    By Patrick Prendiville, CIRMS Prendiville Insurance Agency    Education

Water damage insurance claims are by far the most common made by homeowners, when compared to other perils such as fire or theft. With El Niño making its appearance this year, it’s important to understand that, although Crummack Huseby covers El Niño claims very effectively, it’s only part of the story when it comes to water. Policyholders need to know exactly what their homeowner or condo insurance policies may cover.

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Legal Trends for Common Interest Developments: Drought and Environmental Legislation

November 30, 2015    Karen A. Kannen    Education

California’s drought has caused us to reconsider how we utilize our water. Whether we install a desert garden or neglect our grass, those actions are saving resources. In order to honor Gov. Jerry Brown’s state of emergency declaration, new legislation has passed to protect the decisions we make about our home. Know your rights from the environmental and drought legislation detailed in the Drought and Environmental Legislation (C0042668xDB712)

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Effective HOA Board Meeting Tips

October 16, 2015    CH Site Administrator    Education

HOA board meetings should be positive and productive and in most cases, conducted in two hours or less. Below are some tips for running an effective board meeting and get back on track toward achieving your mission.

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FORECLOSURE FACE-OFF Industry Leaders “Weigh-In” on Which Foreclosure Process Tops the Other.

August 20, 2014    Steven J. Tinnelly, Esq. of Tinnelly Law Group, PC    Education

Assessment collection is one of the more confusing aspects of an association’s operations, especially when trying to understand whether your association should use non-judicial or judicial foreclosure in its assessment collection efforts.  Assessment collection firms provide a wealth of information and articles highlighting the advantages of their preferred foreclosure process compared to the disadvantages of the other.  However, it is rare that an association manager or board will have access to unbiased information discussing some of the primary advantages and disadvantages associated with each process and how they may be impacted by certain economic factors.

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Should We Update the Reserve Study Annually?

August 15, 2014    Sean Erik Andersen, RS, Association Reserves - Orange County    Education

The simple answer to this question is, "Yes, you should!"  The role of a board member is to maintain, protect, and enhance the assets of the association. Typically, the most significant assets and related expenses of an association are those identified within a Reserve Study. To be an effective document for planning, communication and disclosure, it is essential that the data within the Reserve Study be both accurate and current. But please read the reasons behind this answer.

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